Everyone has an internal faith thermostat in their spirit that determines how much wealth they can have. Want to know what your thermostat reading  is? Simply check the balance in your check book. Wealthy people can lose all their money in a bad business deal, but they always make it back because their setting is high. Poor and middle class people can win the lottery, but statistics show that they soon lose it all and come right back to their setting. Why is that?

Roots and Fruits – Like it or not, the present results of past actions form a trajectory for our future that is always accurate. An arrow shot east seldom ends up going west. Most of us understand that our thoughts and our feelings determine our actions, and those actions irrevocably produce the results in our lives. No one can deny that our past actions have produced the present life we’re experiencing. We are warned in Galatians 6 not to adopt a “victim mentality” and try to blame others for our circumstances… for the simple reason that God created us to manage our circumstances, not submit to them. The counselors in our church used to have a saying for compulsive inner healing issues, “If you’ve got the fruit, then you’ve got the root.” That phrase usually shut the excuses off long enough to do some counseling.

Do not be deceived: God cannot be mocked. A man reaps what he sows. Gal 6:7-8 NIV

Change – That all sounds like we’re predestined to hopeless poverty. Change is not easy, but it is possible if you understand how to change your roots. Regarding wealth, we can learn all the “how to’s” in the world (sales, investing, trading, cash flow, management, etc.) and still be suicidal when it comes to money. Most of us have repeated enough of the same mistakes to realize that.

You can say, “I’m going to change my thoughts and feelings so that my actions will produce different results.” Tell that to a drug addict and see how it works. The level below thoughts and feeling is our programming from childhood, to which we are equally “addicted.” Secular writers refer to it as our “subconscious,” and Biblical writers refer to it as the “old man” or the unchanged version of our hearts. Your programmed subconscious will nearly always win out over any attempt by your will to change your thoughts and feelings.  Paul understood being internally conflicted well.

Programmed Subconscious -> Thoughts -> Feelings -> Actions = Results

For I have the desire to do what is good, but I cannot carry it out. For what I do is not the good I want to do; no, the evil I do not want to do — this I keep on doing. Rom 7:18-20 NIV

Changing our hearts – In the simplest sense, our hearts come to adulthood with some programming installed from our childhood experiences. Some writers refer to that programming as vows. The first step is to listen to the programming in your own heart and the second step is to find a logical basis to change the programming. At the most basic level, if I’m going to believe that God wants to prosper me, my heart needs an ironclad reason to know that this is true. You and I can’t just listen to a sermon or read a verse and try to change our minds. Our heart demands a reason before it will change. Let’s use a few examples of commonly held programming about wealth.

“Money doesn’t grow on trees” – That statement causes many people to miss the best source of wealth. Passive income comes from investments in income-generating assets. That money compounds or shows up every month in my checking account and I don’t do a thing to generate it. It’s actually better than picking the fruit off a tree.

“I don’t have enough money” – and the sister “we can’t afford it” sounds eternal in our hearts. The reality is that you can have more than the money you need to fulfill everything God has put in your heart to do. You just have to put a plan together to make that money. Sadly, people in poverty never make that plan. Wealthy people do.

“Save your money for a rainy day” – Savings is a good idea, but wealthy people don’t save money for insurance. They buy insurance to cover unforeseen disasters and use the rest to buy income-generating assets… that grow on trees. Remember?

“Money can’t buy happiness” – Here’s the real, shocking truth: Ministry costs money. For you to fulfill your destiny before God, you’re going to have to faithfully multiply some talents and convert some money into ministry. Real misery is watching your life go by without fulfilling your purpose. Poor people do it all the time. Wealthy people at least have a choice.

“Go to school and get a job so you can make some money” – I’m much in favor of education and working in a job. However, we all have to realize that a job will add money to your account, but a job will never multiply your resources. Only businesses and investments can be leveraged to multiply finances. A plan to work a job and receive a salary all your life so you can retire puts your life purpose at risk. You may live from pay check to pay check and never have the time or money to fulfill your heart’s desire.

“The rich get richer, and the poor get poorer” – The implication of this phrase is that poor people have no chance at wealth. The real principle is that people who manage wealth well multiply, and people who don’t manage it well lose it. If I’m faithful with the talents I have, I’ll be given an opportunity to manage more.

“Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously.”( 2 Cor 9:6)

If you want a financial harvest you have to sow some seed in investments or businesses. Giving is great but it’s not sowing. When you give money, don’t do it with strings attached… expecting God to pay you back. That’s not what this verse means.

Our Assignment – The poverty vows hidden in our hearts take a little time to uncover. But once we get them to the surface, we can see the connection with past mistakes that have cost us money and kept wealth out of our reach. The second important step is having the answer to, “Why am I able to multiply wealth so easily?” Write this question (afformation) in your prayer diary and start listing all the reasons why it’s true practically and spiritually, with verses from the Bible, logical reasons, and actions in your life. It’s a great devotional exercise that will set your heart free to ask for the real desires God has placed there. Have fun!

For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future. 12 Then you will call upon me and come and pray to me, and I will listen to you. 13 You will seek me and find me when you seek me with all your heart. 14 I will be found by you,” declares the Lord… Jer 29:11-14

Why am I able to multiply wealth so easily?

PS: I’ve enjoyed reading and rereading three books on this topic. The authors are writing to a secular audience with spiritual principles. I believe all three are probably saved and functioning as Kings.

Secrets of the Millionaire Mind by T. Harv Eker

If How To’s Were Enough by Brian Klemmer

The Secret Code of Success by Noah St. John

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